Retirement savings
Retirement is no longer only about age,
it's about how much you save
Your RETIREMENT UNDER CONTROL
A happier retirement is in everyone's hands. By investing passively and with the help of the II. pillar, we can build a solid foundation for our future. Today, the state pension should be viewed only as the icing on the cake. Investing in our structured products is a great opportunity to take control of your destiny.
Simplicity
Setup in 15 minutes
Whether a beginner or a pro, you'll appreciate the speed and simplicity of opening a Moventum account. Just answer the elementary questions and the robo-advisor will choose the best solution for you.
Efficiency
of 9% monthly
Due to a long investment horizon, you can invest dynamically for retirement. Outperform mutual funds thanks to the lower fees and tax benefits of investing in our structured products.
I want to get started
Tax exemption
Keep your returns
The returns of most investment products are taxed. At Moventum , you can avoid taxes. We manage the assets of european residents without incurring tax liability if the investment period exceeds one year.
State pension does not suffice anymore
In Europe, the number of pensioners increases, and the number of people in the labor force decreases every year. Pension cuts are unavoidable. Around 2050, state pensions will cover only 33% of our income. Can you imagine having to slash your spending by two-thirds on your first day after retiring? We can't. Let's take our retirement into our own hands. If a young person starts putting away, say, €150 a month in a stock portfolio for 30 years, they can expect to accumulate €210,000* for retirement. That constitutes a monthly addition of €1,100 to their state pension, which is €600 at today's prices. Better, right?
*Based on the expected return of the Moventum 100% stock portfolio. Investing involves risk.
Young retirees and financial freedom
Has it ever occurred to you that you can retire at an earlier age than the state mandates? Retirement is determined by one number, which may be the amount of wealth rather than age. That enables us to retire 20 years from now, for example. The followers of FIRE (Financial Independence, Retire Early) prove that it can be done. It all depends on what percentage of your income you can save and invest regularly. We'll be happy to tell you more in our blog.
How can you get your pension paid out?
Have you saved enough? You can have your funds available in your current account within 10 days. However, we think ahead, having designed a better solution when it comes to your pension - our Intelligent Annuity. It has immense advantages compared to a one-off withdrawal:
- Each month, an amount chosen by you arrives in your account
- Your wealth remains invested and continues to grow in value
- The annuity is customizable, you can preserve the value of your savings or draw it down completely.
Think of your retirement today already
With the largest digital asset manager in Central Europe
More about Intelligent Investing
I want to get startedDO YOU HAVE FURTHER QUESTIONS?
You can open an account in Moventum simply and conveniently online. Click on Let’s start on the top menu bar. You will get to the registration, in which you can select the goal of the investing (product) and answer a few questions about the intended investment and your profile, based on which we will choose a suitable investment strategy for you. You will then create online access, biometrically verify your identity, provide personal information, verify contact details, and sign a portfolio management agreement online. Afterward, nothing will be stopping you from building your wealth effectively.
Moventum began its operations in 2002 in Luxembourg as a fully licensed financial services company with a branch in Germany; in 2007 the company opened an office in Austria. It offers EU investors streamlined processes and a full range of services, including access to institutional investment funds, extensive back-office support and marketing and asset allocation tools. Approximately 1,850 investment consultants serving over 440,000 investors representing over 3.5 billion euros in assets under administration.
We only earn through a performance fee (8-18% of profit). Market profits are obviously important, so we only charge them to profits. No hidden costs. No transaction and rebalancing fees. No account maintenance or execution fees. Transparent and clearly defined portfolio and management rules. You can find the complete price list of our services on the about us section.
Moventum offers several discounts, thanks to which you can make your investment with us even more profitable. We regularly bring clients various special offers, but we also provide several permanent discounts, thanks to which you can exempt part of your assets from the portfolio management fee.